Income Limits by County

FY2027 Small Area FMR · Greenwood, CA

ZIP 95635 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95635 (Greenwood, CA) is $2,400 a month, down 9.8% from FY2026. That is 9% above the Sacramento--Roseville--Arden-Arcade, CA area-wide FMR of $2,201.

2-bedroom SAFMR$2,400per month ▼ 9.8%
Area-wide 2 BR FMR$2,201Sacramento--Roseville--Arden
Rank in the area40thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,160
2 BR Small Area FMR$2,400
110% of SAFMR$2,640

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95635 sits in the Sacramento--Roseville--Arden-Arcade, CA area

$1,360$3,300median $2,170

Of the 130 ZIP codes HUD lists for the area, 95635 has the 40th highest two-bedroom Small Area FMR. Sacramento--Roseville--Arden-Arcade, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,160 and $2,640 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,860$1,674 – $2,046$1,742$2,060
1 bedroom$1,950$1,755 – $2,145$1,793$2,160
2 bedrooms$2,400$2,160 – $2,640$2,201$2,660
3 bedrooms$3,190$2,871 – $3,509$2,887$3,540
4 bedrooms$3,680$3,312 – $4,048$3,329$4,080

A household renting a two-bedroom home at the Small Area FMR of $2,400 needs about $96,000 a year to keep housing costs at 30% of income. The area median family income is $124,000 and the 80% low-income limit for four people is $105,100. ZIP code 95635 lies mainly in El Dorado County. See the Sacramento--Roseville--Arden-Arcade, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95614Cool4.2 mi$3,140
95703Applegate6.4 mi$1,680
95633Garden Valley6.5 mi$2,140
95651Lotus6.5 mi$2,250
95634Georgetown7.5 mi$2,170
95613Coloma7.7 mi$2,090

Questions

What is the Fair Market Rent for ZIP code 95635?

HUD's FY2027 Small Area Fair Market Rents for 95635 are $1,860 (studio), $1,950 (1 BR), $2,400 (2 BR), $3,190 (3 BR) and $3,680 (4 BR) a month.

What is the Section 8 payment standard in 95635?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95635 that range is $2,160 to $2,640 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95635?

The FY2026 income limits of the Sacramento--Roseville--Arden-Arcade, CA area apply: median family income $124,000, low-income (80%) limit $105,100 for a family of four.