Income Limits by County

FY2027 Small Area FMR · Hood, CA

ZIP 95639 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95639 (Hood, CA) is $2,630 a month, down 3.0% from FY2026. That is 19% above the Sacramento--Roseville--Arden-Arcade, CA area-wide FMR of $2,201.

2-bedroom SAFMR$2,630per month ▼ 3.0%
Area-wide 2 BR FMR$2,201Sacramento--Roseville--Arden
Rank in the area20thof 130 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,367
2 BR Small Area FMR$2,630
110% of SAFMR$2,893

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95639 sits in the Sacramento--Roseville--Arden-Arcade, CA area

$1,360$3,300median $2,170

Of the 130 ZIP codes HUD lists for the area, 95639 has the 20th highest two-bedroom Small Area FMR. Sacramento--Roseville--Arden-Arcade, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,367 and $2,893 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,080$1,872 – $2,288$1,742$2,100
1 bedroom$2,140$1,926 – $2,354$1,793$2,200
2 bedrooms$2,630$2,367 – $2,893$2,201$2,710
3 bedrooms$3,450$3,105 – $3,795$2,887$3,610
4 bedrooms$3,970$3,573 – $4,367$3,329$4,150

A household renting a two-bedroom home at the Small Area FMR of $2,630 needs about $105,200 a year to keep housing costs at 30% of income. The area median family income is $124,000 and the 80% low-income limit for four people is $105,100. ZIP code 95639 lies mainly in Sacramento County. See the Sacramento--Roseville--Arden-Arcade, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95758Elk Grove4.0 mi$2,740
95832Sacramento4.1 mi$2,370
95612Clarksburg4.3 mi$2,870
95757Elk Grove4.8 mi$3,130
95615Courtland5.7 mi$1,360
95823Sacramento6.6 mi$1,930

Questions

What is the Fair Market Rent for ZIP code 95639?

HUD's FY2027 Small Area Fair Market Rents for 95639 are $2,080 (studio), $2,140 (1 BR), $2,630 (2 BR), $3,450 (3 BR) and $3,970 (4 BR) a month.

What is the Section 8 payment standard in 95639?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95639 that range is $2,367 to $2,893 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95639?

The FY2026 income limits of the Sacramento--Roseville--Arden-Arcade, CA area apply: median family income $124,000, low-income (80%) limit $105,100 for a family of four.