FY2027 Small Area FMR · Madison, CA

ZIP 95653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95653 (Madison, CA) is $1,900 a month, down 0.5% from FY2026. That is 11% below the Yolo, CA area-wide FMR of $2,135.

2-bedroom SAFMR$1,900per month ▼ 0.5%

Area-wide 2 BR FMR$2,135Yolo, CA

Rank in the area15thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,710

2 BR Small Area FMR$1,900

110% of SAFMR$2,090

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,450■ 0.0%

1 BR$1,460■ 0.0%

2 BR$1,900▼ 0.5%

3 BR$2,630▼ 0.8%

4 BR$2,870▼ 3.4%

FY2027 FY2026

Where 95653 sits in the Yolo, CA area

Of the 24 ZIP codes HUD lists for the area, 95653 has the 15th highest two-bedroom Small Area FMR. Yolo, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,135 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,900 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,450	$1,305 – $1,595	$1,659	$1,450
1 bedroom	$1,460	$1,314 – $1,606	$1,670	$1,460
2 bedrooms	$1,900	$1,710 – $2,090	$2,135	$1,910
3 bedrooms	$2,630	$2,367 – $2,893	$2,956	$2,650
4 bedrooms	$2,870	$2,583 – $3,157	$3,095	$2,970

A household renting a two-bedroom home at the Small Area FMR of $1,900 needs about $76,000 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 95653 lies mainly in Yolo County. See the Yolo, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95627	Esparto	3.6 mi	$1,900
95695	Woodland	6.6 mi	$1,900
95698	Zamora	9.0 mi	$1,900
95697	Yolo	9.4 mi	$1,990
95694	Winters	9.8 mi	$1,970
95607	Capay	12.2 mi	$1,900

Questions

What is the Fair Market Rent for ZIP code 95653?

HUD's FY2027 Small Area Fair Market Rents for 95653 are $1,450 (studio), $1,460 (1 BR), $1,900 (2 BR), $2,630 (3 BR) and $2,870 (4 BR) a month.

What is the Section 8 payment standard in 95653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95653 that range is $1,710 to $2,090 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95653?

The FY2026 income limits of the Yolo, CA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.