FY2027 Small Area FMR · Challenge, CA

ZIP 95925 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95925 (Challenge, CA) is $1,510 a month, up 3.4% from FY2026. That is 6% below the Yuba City, CA area-wide FMR of $1,600.

2-bedroom SAFMR$1,510per month ▲ 3.4%

Area-wide 2 BR FMR$1,600Yuba City, CA

Rank in the area20thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,090▼ 0.9%

1 BR$1,290▲ 7.5%

2 BR$1,510▲ 3.4%

3 BR$2,090▲ 3.0%

4 BR$2,520▲ 2.9%

FY2027 FY2026

Where 95925 sits in the Yuba City, CA area

Of the 33 ZIP codes HUD lists for the area, 95925 has the 20th highest two-bedroom Small Area FMR. Yuba City, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,600 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,090	$981 – $1,199	$1,159	$1,100
1 bedroom	$1,290	$1,161 – $1,419	$1,367	$1,200
2 bedrooms	$1,510	$1,359 – $1,661	$1,600	$1,460
3 bedrooms	$2,090	$1,881 – $2,299	$2,216	$2,030
4 bedrooms	$2,520	$2,268 – $2,772	$2,674	$2,450

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $101,900 and the 80% low-income limit for four people is $81,500. ZIP code 95925 lies mainly in Yuba County. See the Yuba City, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95941	Forbestown	3.8 mi	$1,510
95930	Clipper Mills	4.4 mi	$1,510
95919	Brownsville	5.1 mi	$1,510
95922	Camptonville	6.8 mi	$1,400
95935	Dobbins	7.2 mi	$1,510
95914	Bangor	7.7 mi	$1,470

Questions

What is the Fair Market Rent for ZIP code 95925?

HUD's FY2027 Small Area Fair Market Rents for 95925 are $1,090 (studio), $1,290 (1 BR), $1,510 (2 BR), $2,090 (3 BR) and $2,520 (4 BR) a month.

What is the Section 8 payment standard in 95925?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95925 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95925?

The FY2026 income limits of the Yuba City, CA area apply: median family income $101,900, low-income (80%) limit $81,500 for a family of four.