FY2027 Small Area FMR · Hat Creek, CA

ZIP 96040 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96040 (Hat Creek, CA) is $1,580 a month, down 0.6% from FY2026. That is 0% equal to the Redding, CA area-wide FMR of $1,581.

2-bedroom SAFMR$1,580per month ▼ 0.6%

Area-wide 2 BR FMR$1,581Redding, CA

Rank in the area8thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422

2 BR Small Area FMR$1,580

110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,200▲ 2.6%

1 BR$1,210■ 0.0%

2 BR$1,580▼ 0.6%

3 BR$2,190▼ 0.9%

4 BR$2,640▼ 1.1%

FY2027 FY2026

Where 96040 sits in the Redding, CA area

Of the 34 ZIP codes HUD lists for the area, 96040 has the 8th highest two-bedroom Small Area FMR. Redding, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,581 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,200	$1,080 – $1,320	$1,201	$1,170
1 bedroom	$1,210	$1,089 – $1,331	$1,209	$1,210
2 bedrooms	$1,580	$1,422 – $1,738	$1,581	$1,590
3 bedrooms	$2,190	$1,971 – $2,409	$2,189	$2,210
4 bedrooms	$2,640	$2,376 – $2,904	$2,643	$2,670

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $97,100 and the 80% low-income limit for four people is $77,700. ZIP code 96040 lies mainly in Shasta County. See the Redding, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
96016	Cassel	7.9 mi	$1,440
96071	Old Station	9.0 mi	$1,580
96028	Fall River Mills	14.9 mi	$1,440
96056	Mcarthur	17.6 mi	$1,450
96013	Burney	18.2 mi	$1,440
96096	Whitmore	22.3 mi	$1,580

Questions

What is the Fair Market Rent for ZIP code 96040?

HUD's FY2027 Small Area Fair Market Rents for 96040 are $1,200 (studio), $1,210 (1 BR), $1,580 (2 BR), $2,190 (3 BR) and $2,640 (4 BR) a month.

What is the Section 8 payment standard in 96040?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96040 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96040?

The FY2026 income limits of the Redding, CA area apply: median family income $97,100, low-income (80%) limit $77,700 for a family of four.