FY2027 Small Area FMR · Loyalton, CA
ZIP 96118 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96118 (Loyalton, CA) is $1,530 a month, unchanged from FY2026. That is 0% equal to the Sierra County, CA area-wide FMR of $1,526.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 96118 sits in the Sierra County, CA area
Of the 11 ZIP codes HUD lists for the area, 96118 has the 3rd highest two-bedroom Small Area FMR. Sierra County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,526 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,070 | $963 – $1,177 | $1,063 | $1,070 |
| 1 bedroom | $1,170 | $1,053 – $1,287 | $1,167 | $1,170 |
| 2 bedrooms | $1,530 | $1,377 – $1,683 | $1,526 | $1,530 |
| 3 bedrooms | $2,120 | $1,908 – $2,332 | $2,113 | $2,130 |
| 4 bedrooms | $2,530 | $2,277 – $2,783 | $2,522 | $2,530 |
A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $88,000 and the 80% low-income limit for four people is $77,700. ZIP code 96118 lies mainly in Sierra County and Plumas County. See the Sierra County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 96118?
HUD's FY2027 Small Area Fair Market Rents for 96118 are $1,070 (studio), $1,170 (1 BR), $1,530 (2 BR), $2,120 (3 BR) and $2,530 (4 BR) a month.
What is the Section 8 payment standard in 96118?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96118 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 96118?
The FY2026 income limits of the Sierra County, CA area apply: median family income $88,000, low-income (80%) limit $77,700 for a family of four.