Income Limits by County

FY2027 Small Area FMR · Makawao, HI

ZIP 96768 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96768 (Makawao, HI) is $2,620 a month, up 0.8% from FY2026. That is 1% below the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.

2-bedroom SAFMR$2,620per month ▲ 0.8%
Area-wide 2 BR FMR$2,656Kahului-Wailuku-Lahaina, HI
Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,358
2 BR Small Area FMR$2,620
110% of SAFMR$2,882

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96768 sits in the Kahului-Wailuku-Lahaina, HI area

$2,370$3,360median $2,660

Of the 18 ZIP codes HUD lists for the area, 96768 has the 12th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,620 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,820$1,638 – $2,002$1,850$1,880
1 bedroom$2,000$1,800 – $2,200$2,030$1,980
2 bedrooms$2,620$2,358 – $2,882$2,656$2,600
3 bedrooms$3,310$2,979 – $3,641$3,351$3,370
4 bedrooms$4,090$3,681 – $4,499$4,143$4,200

A household renting a two-bedroom home at the Small Area FMR of $2,620 needs about $104,800 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96768 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96708Haiku5.0 mi$3,350
96779Paia7.9 mi$3,360
96790Kula9.9 mi$2,840
96732Kahului11.3 mi$2,370
96753Kihei12.1 mi$3,120
96793Wailuku15.7 mi$2,470

Questions

What is the Fair Market Rent for ZIP code 96768?

HUD's FY2027 Small Area Fair Market Rents for 96768 are $1,820 (studio), $2,000 (1 BR), $2,620 (2 BR), $3,310 (3 BR) and $4,090 (4 BR) a month.

What is the Section 8 payment standard in 96768?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96768 that range is $2,358 to $2,882 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96768?

The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.