Income Limits by County

FY2027 Small Area FMR · Wailuku, HI

ZIP 96793 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96793 (Wailuku, HI) is $2,470 a month, up 1.6% from FY2026. That is 7% below the Kahului-Wailuku-Lahaina, HI area-wide FMR of $2,656.

2-bedroom SAFMR$2,470per month ▲ 1.6%
Area-wide 2 BR FMR$2,656Kahului-Wailuku-Lahaina, HI
Rank in the area13thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,223
2 BR Small Area FMR$2,470
110% of SAFMR$2,717

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96793 sits in the Kahului-Wailuku-Lahaina, HI area

$2,370$3,360median $2,660

Of the 18 ZIP codes HUD lists for the area, 96793 has the 13th highest two-bedroom Small Area FMR. Kahului-Wailuku-Lahaina, HI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,720$1,548 – $1,892$1,850$1,760
1 bedroom$1,890$1,701 – $2,079$2,030$1,850
2 bedrooms$2,470$2,223 – $2,717$2,656$2,430
3 bedrooms$3,120$2,808 – $3,432$3,351$3,150
4 bedrooms$3,850$3,465 – $4,235$4,143$3,920

A household renting a two-bedroom home at the Small Area FMR of $2,470 needs about $98,800 a year to keep housing costs at 30% of income. The area median family income is $121,400 and the 80% low-income limit for four people is $118,450. ZIP code 96793 lies mainly in Maui County. See the Kahului-Wailuku-Lahaina, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96732Kahului4.4 mi$2,370
96761Lahaina5.4 mi$2,980
96779Paia9.4 mi$3,360
96753Kihei13.9 mi$3,120
96768Makawao15.7 mi$2,620
96708Haiku20.0 mi$3,350

Questions

What is the Fair Market Rent for ZIP code 96793?

HUD's FY2027 Small Area Fair Market Rents for 96793 are $1,720 (studio), $1,890 (1 BR), $2,470 (2 BR), $3,120 (3 BR) and $3,850 (4 BR) a month.

What is the Section 8 payment standard in 96793?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96793 that range is $2,223 to $2,717 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96793?

The FY2026 income limits of the Kahului-Wailuku-Lahaina, HI area apply: median family income $121,400, low-income (80%) limit $118,450 for a family of four.