Income Limits by County

FY2027 Small Area FMR · Honolulu, HI

ZIP 96813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96813 (Honolulu, HI) is $2,200 a month, down 3.9% from FY2026. That is 13% below the Urban Honolulu, HI area-wide FMR of $2,542.

2-bedroom SAFMR$2,200per month ▼ 3.9%
Area-wide 2 BR FMR$2,542Urban Honolulu, HI
Rank in the area57thof 60 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,980
2 BR Small Area FMR$2,200
110% of SAFMR$2,420

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96813 sits in the Urban Honolulu, HI area

$2,080$3,810median $2,540

Of the 60 ZIP codes HUD lists for the area, 96813 has the 57th highest two-bedroom Small Area FMR. Urban Honolulu, HI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,980 and $2,420 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,590$1,431 – $1,749$1,836$1,630
1 bedroom$1,690$1,521 – $1,859$1,951$1,750
2 bedrooms$2,200$1,980 – $2,420$2,542$2,290
3 bedrooms$3,050$2,745 – $3,355$3,520$3,180
4 bedrooms$3,680$3,312 – $4,048$4,249$3,840

A household renting a two-bedroom home at the Small Area FMR of $2,200 needs about $88,000 a year to keep housing costs at 30% of income. The area median family income is $133,400 and the 80% low-income limit for four people is $123,200. ZIP code 96813 lies mainly in Honolulu County. See the Urban Honolulu, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96850Honolulu1.4 mi$2,540
96814Honolulu1.6 mi$2,900
96826Honolulu2.1 mi$2,420
96848Honolulu2.1 mi$2,520
96822Honolulu2.2 mi$2,520
96819Honolulu3.0 mi$2,460

Questions

What is the Fair Market Rent for ZIP code 96813?

HUD's FY2027 Small Area Fair Market Rents for 96813 are $1,590 (studio), $1,690 (1 BR), $2,200 (2 BR), $3,050 (3 BR) and $3,680 (4 BR) a month.

What is the Section 8 payment standard in 96813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96813 that range is $1,980 to $2,420 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96813?

The FY2026 income limits of the Urban Honolulu, HI area apply: median family income $133,400, low-income (80%) limit $123,200 for a family of four.