Income Limits by County

FY2027 Small Area FMR · Honolulu, HI

ZIP 96822 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 96822 (Honolulu, HI) is $2,520 a month, up 0.4% from FY2026. That is 1% below the Urban Honolulu, HI area-wide FMR of $2,542.

2-bedroom SAFMR$2,520per month ▲ 0.4%
Area-wide 2 BR FMR$2,542Urban Honolulu, HI
Rank in the area48thof 60 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,268
2 BR Small Area FMR$2,520
110% of SAFMR$2,772

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 96822 sits in the Urban Honolulu, HI area

$2,080$3,810median $2,540

Of the 60 ZIP codes HUD lists for the area, 96822 has the 48th highest two-bedroom Small Area FMR. Urban Honolulu, HI is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,268 and $2,772 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,820$1,638 – $2,002$1,836$1,780
1 bedroom$1,930$1,737 – $2,123$1,951$1,920
2 bedrooms$2,520$2,268 – $2,772$2,542$2,510
3 bedrooms$3,490$3,141 – $3,839$3,520$3,490
4 bedrooms$4,210$3,789 – $4,631$4,249$4,210

A household renting a two-bedroom home at the Small Area FMR of $2,520 needs about $100,800 a year to keep housing costs at 30% of income. The area median family income is $133,400 and the 80% low-income limit for four people is $123,200. ZIP code 96822 lies mainly in Honolulu County. See the Urban Honolulu, HI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
96848Honolulu0.1 mi$2,520
96813Honolulu2.2 mi$2,200
96826Honolulu2.2 mi$2,420
96816Honolulu2.5 mi$2,530
96817Honolulu2.5 mi$2,200
96814Honolulu3.1 mi$2,900

Questions

What is the Fair Market Rent for ZIP code 96822?

HUD's FY2027 Small Area Fair Market Rents for 96822 are $1,820 (studio), $1,930 (1 BR), $2,520 (2 BR), $3,490 (3 BR) and $4,210 (4 BR) a month.

What is the Section 8 payment standard in 96822?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 96822 that range is $2,268 to $2,772 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 96822?

The FY2026 income limits of the Urban Honolulu, HI area apply: median family income $133,400, low-income (80%) limit $123,200 for a family of four.