FY2027 Small Area FMR · Rainier, OR

ZIP 97048 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97048 (Rainier, OR) is $1,730 a month, down 3.9% from FY2026. That is 8% below the Portland-Vancouver-Hillsboro, OR-WA area-wide FMR of $1,878.

2-bedroom SAFMR$1,730per month ▼ 3.9%

Area-wide 2 BR FMR$1,878Portland-Vancouver-Hillsboro

Rank in the area125thof 165 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557

2 BR Small Area FMR$1,730

110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▼ 3.4%

1 BR$1,510▼ 4.4%

2 BR$1,730▼ 3.9%

3 BR$2,360▼ 4.5%

4 BR$2,800▼ 3.4%

FY2027 FY2026

Where 97048 sits in the Portland-Vancouver-Hillsboro, OR-WA area

Of the 165 ZIP codes HUD lists for the area, 97048 has the 125th highest two-bedroom Small Area FMR. Portland-Vancouver-Hillsboro, OR-WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,527	$1,470
1 bedroom	$1,510	$1,359 – $1,661	$1,633	$1,580
2 bedrooms	$1,730	$1,557 – $1,903	$1,878	$1,800
3 bedrooms	$2,360	$2,124 – $2,596	$2,550	$2,470
4 bedrooms	$2,800	$2,520 – $3,080	$3,069	$2,900

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $128,300 and the 80% low-income limit for four people is $102,650. ZIP code 97048 lies mainly in Columbia County. See the Portland-Vancouver-Hillsboro, OR-WA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98609	Carrolls	5.9 mi	$1,400
97054	Deer Island	7.3 mi	$1,730
97051	Saint Helens	11.8 mi	$1,730
98632	Longview	11.9 mi	$1,450
98625	Kalama	11.9 mi	$1,510
97018	Columbia City	12.9 mi	$1,730

Questions

What is the Fair Market Rent for ZIP code 97048?

HUD's FY2027 Small Area Fair Market Rents for 97048 are $1,420 (studio), $1,510 (1 BR), $1,730 (2 BR), $2,360 (3 BR) and $2,800 (4 BR) a month.

What is the Section 8 payment standard in 97048?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97048 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97048?

The FY2026 income limits of the Portland-Vancouver-Hillsboro, OR-WA area apply: median family income $128,300, low-income (80%) limit $102,650 for a family of four.