Income Limits by County

FY2027 Small Area FMR · Carrolls, WA

ZIP 98609 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98609 (Carrolls, WA) is $1,400 a month, down 3.4% from FY2026. That is 0% equal to the Longview-Kelso, WA area-wide FMR of $1,398.

2-bedroom SAFMR$1,400per month ▼ 3.4%
Area-wide 2 BR FMR$1,398Longview-Kelso, WA
Rank in the area10thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,260
2 BR Small Area FMR$1,400
110% of SAFMR$1,540

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98609 sits in the Longview-Kelso, WA area

$1,310$2,020median $1,510

Of the 12 ZIP codes HUD lists for the area, 98609 has the 10th highest two-bedroom Small Area FMR. Longview-Kelso, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,398 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$970$873 – $1,067$974$1,000
1 bedroom$1,130$1,017 – $1,243$1,124$1,200
2 bedrooms$1,400$1,260 – $1,540$1,398$1,450
3 bedrooms$1,940$1,746 – $2,134$1,936$2,020
4 bedrooms$2,340$2,106 – $2,574$2,337$2,430

A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $106,700 and the 80% low-income limit for four people is $83,350. ZIP code 98609 lies mainly in Cowlitz County. See the Longview-Kelso, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97048Rainier5.9 mi$1,730
98625Kalama6.7 mi$1,510
98626Kelso8.2 mi$1,400
97054Deer Island9.8 mi$1,730
97018Columbia City12.2 mi$1,730
98674Woodland12.7 mi$1,760

Questions

What is the Fair Market Rent for ZIP code 98609?

HUD's FY2027 Small Area Fair Market Rents for 98609 are $970 (studio), $1,130 (1 BR), $1,400 (2 BR), $1,940 (3 BR) and $2,340 (4 BR) a month.

What is the Section 8 payment standard in 98609?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98609 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98609?

The FY2026 income limits of the Longview-Kelso, WA area apply: median family income $106,700, low-income (80%) limit $83,350 for a family of four.