FY2027 Small Area FMR · Harrisburg, OR
ZIP 97446 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97446 (Harrisburg, OR) is $1,550 a month, down 3.1% from FY2026. That is 10% below the Albany, OR area-wide FMR of $1,726.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 97446 sits in the Albany, OR area
Of the 22 ZIP codes HUD lists for the area, 97446 has the 19th highest two-bedroom Small Area FMR. Albany, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,726 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,550 for this ZIP code instead.
ZIP code 97446 crosses more than one HUD area. HUD also lists it under Eugene-Springfield, OR (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,110 | $999 – $1,221 | $1,202 | $1,100 |
| 1 bedroom | $1,270 | $1,143 – $1,397 | $1,413 | $1,320 |
| 2 bedrooms | $1,550 | $1,395 – $1,705 | $1,726 | $1,600 |
| 3 bedrooms | $2,140 | $1,926 – $2,354 | $2,380 | $2,170 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,672 | $2,510 |
A household renting a two-bedroom home at the Small Area FMR of $1,550 needs about $62,000 a year to keep housing costs at 30% of income. The area median family income is $97,300 and the 80% low-income limit for four people is $79,050. ZIP code 97446 lies mainly in Linn County and Lane County. See the Albany, OR county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 97446?
HUD's FY2027 Small Area Fair Market Rents for 97446 are $1,110 (studio), $1,270 (1 BR), $1,550 (2 BR), $2,140 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 97446?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97446 that range is $1,395 to $1,705 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 97446?
The FY2026 income limits of the Albany, OR area apply: median family income $97,300, low-income (80%) limit $79,050 for a family of four.