Income Limits by County

FY2027 Small Area FMR · Ophir, OR

ZIP 97464 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97464 (Ophir, OR) is $1,380 a month, down 1.4% from FY2026. That is 0% equal to the Curry County, OR area-wide FMR of $1,379.

2-bedroom SAFMR$1,380per month ▼ 1.4%
Area-wide 2 BR FMR$1,379Curry County, OR
Rank in the area2ndof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,242
2 BR Small Area FMR$1,380
110% of SAFMR$1,518

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 97464 sits in the Curry County, OR area

$1,260$1,410median $1,315

Of the 8 ZIP codes HUD lists for the area, 97464 has the 2nd highest two-bedroom Small Area FMR. Curry County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,379 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,380 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$960$864 – $1,056$960$970
1 bedroom$1,050$945 – $1,155$1,054$1,070
2 bedrooms$1,380$1,242 – $1,518$1,379$1,400
3 bedrooms$1,770$1,593 – $1,947$1,765$1,880
4 bedrooms$2,000$1,800 – $2,200$1,999$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,380 needs about $55,200 a year to keep housing costs at 30% of income. The area median family income is $73,300 and the 80% low-income limit for four people is $66,900. ZIP code 97464 lies mainly in Curry County. See the Curry County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97444Gold Beach4.6 mi$1,260
97465Port Orford14.0 mi$1,290
97406Agness18.7 mi$1,260
97476Sixes19.3 mi$1,290
97450Langlois23.7 mi$1,340
97466Powers24.8 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 97464?

HUD's FY2027 Small Area Fair Market Rents for 97464 are $960 (studio), $1,050 (1 BR), $1,380 (2 BR), $1,770 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 97464?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97464 that range is $1,242 to $1,518 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97464?

The FY2026 income limits of the Curry County, OR area apply: median family income $73,300, low-income (80%) limit $66,900 for a family of four.