FY2027 Small Area FMR · Ashland, OR

ZIP 97520 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97520 (Ashland, OR) is $1,610 a month, up 0.6% from FY2026. That is 5% above the Medford, OR area-wide FMR of $1,539.

2-bedroom SAFMR$1,610per month ▲ 0.6%

Area-wide 2 BR FMR$1,539Medford, OR

Rank in the area3rdof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▲ 2.7%

1 BR$1,300▲ 0.8%

2 BR$1,610▲ 0.6%

3 BR$2,230■ 0.0%

4 BR$2,660▲ 1.1%

FY2027 FY2026

Where 97520 sits in the Medford, OR area

Of the 18 ZIP codes HUD lists for the area, 97520 has the 3rd highest two-bedroom Small Area FMR. Medford, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,539 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,076	$1,100
1 bedroom	$1,300	$1,170 – $1,430	$1,243	$1,290
2 bedrooms	$1,610	$1,449 – $1,771	$1,539	$1,600
3 bedrooms	$2,230	$2,007 – $2,453	$2,131	$2,230
4 bedrooms	$2,660	$2,394 – $2,926	$2,543	$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 97520 lies mainly in Jackson County. See the Medford, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97540	Talent	12.9 mi	$1,730
97535	Phoenix	13.7 mi	$1,430
97504	Medford	15.3 mi	$1,580
96044	Hornbrook	16.1 mi	$1,160
97501	Medford	18.2 mi	$1,530
97524	Eagle Point	19.6 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 97520?

HUD's FY2027 Small Area Fair Market Rents for 97520 are $1,130 (studio), $1,300 (1 BR), $1,610 (2 BR), $2,230 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 97520?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97520 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97520?

The FY2026 income limits of the Medford, OR area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.