FY2027 Small Area FMR · Gold Hill, OR

ZIP 97525 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97525 (Gold Hill, OR) is $1,410 a month, down 0.7% from FY2026. That is 8% below the Medford, OR area-wide FMR of $1,539.

2-bedroom SAFMR$1,410per month ▼ 0.7%

Area-wide 2 BR FMR$1,539Medford, OR

Rank in the area12thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,269

2 BR Small Area FMR$1,410

110% of SAFMR$1,551

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$990▲ 1.0%

1 BR$1,140■ 0.0%

2 BR$1,410▼ 0.7%

3 BR$1,950▼ 1.0%

4 BR$2,330■ 0.0%

FY2027 FY2026

Where 97525 sits in the Medford, OR area

Of the 18 ZIP codes HUD lists for the area, 97525 has the 12th highest two-bedroom Small Area FMR. Medford, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,539 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$990	$891 – $1,089	$1,076	$980
1 bedroom	$1,140	$1,026 – $1,254	$1,243	$1,140
2 bedrooms	$1,410	$1,269 – $1,551	$1,539	$1,420
3 bedrooms	$1,950	$1,755 – $2,145	$2,131	$1,970
4 bedrooms	$2,330	$2,097 – $2,563	$2,543	$2,330

A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 97525 lies mainly in Jackson County. See the Medford, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97502	Central Point	6.0 mi	$1,570
97537	Rogue River	7.7 mi	$1,470
97503	White City	12.7 mi	$1,500
97501	Medford	14.5 mi	$1,530
97526	Grants Pass	15.3 mi	$1,380
97504	Medford	15.8 mi	$1,580

Questions

What is the Fair Market Rent for ZIP code 97525?

HUD's FY2027 Small Area Fair Market Rents for 97525 are $990 (studio), $1,140 (1 BR), $1,410 (2 BR), $1,950 (3 BR) and $2,330 (4 BR) a month.

What is the Section 8 payment standard in 97525?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97525 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97525?

The FY2026 income limits of the Medford, OR area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.