Income Limits by County

FY2027 Small Area FMR · White City, OR

ZIP 97503 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97503 (White City, OR) is $1,500 a month, up 7.1% from FY2026. That is 3% below the Medford, OR area-wide FMR of $1,539.

2-bedroom SAFMR$1,500per month ▲ 7.1%
Area-wide 2 BR FMR$1,539Medford, OR
Rank in the area8thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,350
2 BR Small Area FMR$1,500
110% of SAFMR$1,650

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 97503 sits in the Medford, OR area

$1,380$2,000median $1,460

Of the 18 ZIP codes HUD lists for the area, 97503 has the 8th highest two-bedroom Small Area FMR. Medford, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,539 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$1,076$970
1 bedroom$1,210$1,089 – $1,331$1,243$1,120
2 bedrooms$1,500$1,350 – $1,650$1,539$1,400
3 bedrooms$2,080$1,872 – $2,288$2,131$1,950
4 bedrooms$2,480$2,232 – $2,728$2,543$2,300

A household renting a two-bedroom home at the Small Area FMR of $1,500 needs about $60,000 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 97503 lies mainly in Jackson County. See the Medford, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
97539Shady Cove7.3 mi$1,390
97537Rogue River11.6 mi$1,470
97525Gold Hill12.7 mi$1,410
97502Central Point13.2 mi$1,570
97541Trail14.9 mi$1,380
97524Eagle Point16.9 mi$1,450

Questions

What is the Fair Market Rent for ZIP code 97503?

HUD's FY2027 Small Area Fair Market Rents for 97503 are $1,050 (studio), $1,210 (1 BR), $1,500 (2 BR), $2,080 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 97503?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97503 that range is $1,350 to $1,650 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97503?

The FY2026 income limits of the Medford, OR area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.