FY2027 Small Area FMR · Elgin, OR

ZIP 97827 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 97827 (Elgin, OR) is $1,150 a month, down 8.0% from FY2026. That is 3% above the Union County, OR area-wide FMR of $1,114.

2-bedroom SAFMR$1,150per month ▼ 8.0%

Area-wide 2 BR FMR$1,114Union County, OR

Rank in the area5thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 7.0%

1 BR$950▼ 5.0%

2 BR$1,150▼ 8.0%

3 BR$1,590▼ 8.6%

4 BR$1,920▼ 8.6%

FY2027 FY2026

Where 97827 sits in the Union County, OR area

Of the 9 ZIP codes HUD lists for the area, 97827 has the 5th highest two-bedroom Small Area FMR. Union County, OR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,114 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$776	$860
1 bedroom	$950	$855 – $1,045	$916	$1,000
2 bedrooms	$1,150	$1,035 – $1,265	$1,114	$1,250
3 bedrooms	$1,590	$1,431 – $1,749	$1,543	$1,740
4 bedrooms	$1,920	$1,728 – $2,112	$1,862	$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $86,100 and the 80% low-income limit for four people is $68,900. ZIP code 97827 lies mainly in Union County. See the Union County, OR county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97841	Imbler	9.2 mi	$1,280
97876	Summerville	10.4 mi	$1,350
97824	Cove	15.8 mi	$1,400
97885	Wallowa	16.7 mi	$1,190
97857	Lostine	21.3 mi	$1,270
97850	La Grande	23.0 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 97827?

HUD's FY2027 Small Area Fair Market Rents for 97827 are $800 (studio), $950 (1 BR), $1,150 (2 BR), $1,590 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 97827?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 97827 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 97827?

The FY2026 income limits of the Union County, OR area apply: median family income $86,100, low-income (80%) limit $68,900 for a family of four.