FY2027 Small Area FMR · Bremerton, WA

ZIP 98314 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98314 (Bremerton, WA) is $2,770 a month, down 3.5% from FY2026. That is 41% above the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$2,770per month ▼ 3.5%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area2ndof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,493

2 BR Small Area FMR$2,770

110% of SAFMR$3,047

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,930▼ 2.5%

1 BR$2,160▼ 1.4%

2 BR$2,770▼ 3.5%

3 BR$3,710▼ 1.9%

4 BR$3,950▼ 5.0%

FY2027 FY2026

Where 98314 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98314 has the 2nd highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,930	$1,737 – $2,123	$1,370	$1,980
1 bedroom	$2,160	$1,944 – $2,376	$1,535	$2,190
2 bedrooms	$2,770	$2,493 – $3,047	$1,967	$2,870
3 bedrooms	$3,710	$3,339 – $4,081	$2,637	$3,780
4 bedrooms	$3,950	$3,555 – $4,345	$2,804	$4,160

A household renting a two-bedroom home at the Small Area FMR of $2,770 needs about $110,800 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98314 lies mainly in Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98337	Bremerton	0.6 mi	$1,830
98310	Bremerton	2.2 mi	$1,860
98366	Port Orchard	3.2 mi	$1,900
98311	Bremerton	4.9 mi	$2,030
98312	Bremerton	6.9 mi	$1,880
98353	Manchester	7.0 mi	$1,970

Questions

What is the Fair Market Rent for ZIP code 98314?

HUD's FY2027 Small Area Fair Market Rents for 98314 are $1,930 (studio), $2,160 (1 BR), $2,770 (2 BR), $3,710 (3 BR) and $3,950 (4 BR) a month.

What is the Section 8 payment standard in 98314?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98314 that range is $2,493 to $3,047 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98314?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.