FY2027 Small Area FMR · Port Orchard, WA

ZIP 98366 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98366 (Port Orchard, WA) is $1,900 a month, down 2.6% from FY2026. That is 3% below the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$1,900per month ▼ 2.6%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area19thof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,710

2 BR Small Area FMR$1,900

110% of SAFMR$2,090

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,320▼ 1.5%

1 BR$1,480▼ 0.7%

2 BR$1,900▼ 2.6%

3 BR$2,550▼ 0.8%

4 BR$2,710▼ 3.9%

FY2027 FY2026

Where 98366 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98366 has the 19th highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,900 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,320	$1,188 – $1,452	$1,370	$1,340
1 bedroom	$1,480	$1,332 – $1,628	$1,535	$1,490
2 bedrooms	$1,900	$1,710 – $2,090	$1,967	$1,950
3 bedrooms	$2,550	$2,295 – $2,805	$2,637	$2,570
4 bedrooms	$2,710	$2,439 – $2,981	$2,804	$2,820

A household renting a two-bedroom home at the Small Area FMR of $1,900 needs about $76,000 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98366 lies mainly in Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98337	Bremerton	3.2 mi	$1,830
98314	Bremerton	3.2 mi	$2,770
98353	Manchester	3.9 mi	$1,970
98310	Bremerton	4.2 mi	$1,860
98311	Bremerton	6.7 mi	$2,030
98110	Bainbridge Island	7.6 mi	$2,380

Questions

What is the Fair Market Rent for ZIP code 98366?

HUD's FY2027 Small Area Fair Market Rents for 98366 are $1,320 (studio), $1,480 (1 BR), $1,900 (2 BR), $2,550 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 98366?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98366 that range is $1,710 to $2,090 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98366?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.