FY2027 Small Area FMR · Kingston, WA

ZIP 98346 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98346 (Kingston, WA) is $1,830 a month, down 2.7% from FY2026. That is 7% below the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$1,830per month ▼ 2.7%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area22ndof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,260▼ 3.1%

1 BR$1,400▼ 2.1%

2 BR$1,830▼ 2.7%

3 BR$2,410▼ 2.8%

4 BR$2,650▼ 5.0%

FY2027 FY2026

Where 98346 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98346 has the 22nd highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,260	$1,134 – $1,386	$1,370	$1,300
1 bedroom	$1,400	$1,260 – $1,540	$1,535	$1,430
2 bedrooms	$1,830	$1,647 – $2,013	$1,967	$1,880
3 bedrooms	$2,410	$2,169 – $2,651	$2,637	$2,480
4 bedrooms	$2,650	$2,385 – $2,915	$2,804	$2,790

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98346 lies mainly in Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98364	Port Gamble	3.2 mi	$1,970
98342	Indianola	4.9 mi	$1,830
98340	Hansville	6.2 mi	$2,580
98392	Suquamish	6.7 mi	$1,830
98370	Poulsbo	6.8 mi	$2,040
98020	Edmonds	7.3 mi	$2,410

Questions

What is the Fair Market Rent for ZIP code 98346?

HUD's FY2027 Small Area Fair Market Rents for 98346 are $1,260 (studio), $1,400 (1 BR), $1,830 (2 BR), $2,410 (3 BR) and $2,650 (4 BR) a month.

What is the Section 8 payment standard in 98346?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98346 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98346?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.