FY2027 Small Area FMR · Poulsbo, WA

ZIP 98370 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98370 (Poulsbo, WA) is $2,040 a month, down 4.7% from FY2026. That is 4% above the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$2,040per month ▼ 4.7%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area9thof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,836

2 BR Small Area FMR$2,040

110% of SAFMR$2,244

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▼ 4.1%

1 BR$1,590▼ 2.5%

2 BR$2,040▼ 4.7%

3 BR$2,740▼ 2.8%

4 BR$2,910▼ 6.1%

FY2027 FY2026

Where 98370 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98370 has the 9th highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,370	$1,480
1 bedroom	$1,590	$1,431 – $1,749	$1,535	$1,630
2 bedrooms	$2,040	$1,836 – $2,244	$1,967	$2,140
3 bedrooms	$2,740	$2,466 – $3,014	$2,637	$2,820
4 bedrooms	$2,910	$2,619 – $3,201	$2,804	$3,100

A household renting a two-bedroom home at the Small Area FMR of $2,040 needs about $81,600 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98370 lies mainly in Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98392	Suquamish	3.3 mi	$1,830
98345	Keyport	3.8 mi	$2,370
98315	Silverdale	4.6 mi	$2,540
98342	Indianola	5.3 mi	$1,830
98364	Port Gamble	6.7 mi	$1,970
98346	Kingston	6.8 mi	$1,830

Questions

What is the Fair Market Rent for ZIP code 98370?

HUD's FY2027 Small Area Fair Market Rents for 98370 are $1,420 (studio), $1,590 (1 BR), $2,040 (2 BR), $2,740 (3 BR) and $2,910 (4 BR) a month.

What is the Section 8 payment standard in 98370?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98370 that range is $1,836 to $2,244 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98370?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.