FY2027 Small Area FMR · Seabeck, WA

ZIP 98380 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98380 (Seabeck, WA) is $2,860 a month, up 1.4% from FY2026. That is 45% above the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$2,860per month ▲ 1.4%

Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or

Rank in the area1stof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,574

2 BR Small Area FMR$2,860

110% of SAFMR$3,146

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,990▲ 2.6%

1 BR$2,230▲ 3.7%

2 BR$2,860▲ 1.4%

3 BR$3,830▲ 3.0%

4 BR$4,080■ 0.0%

FY2027 FY2026

Where 98380 sits in the Bremerton-Silverdale-Port Orchard, WA area

Of the 27 ZIP codes HUD lists for the area, 98380 has the 1st highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,860 for this ZIP code instead.

ZIP code 98380 crosses more than one HUD area. HUD also lists it under Mason County, WA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,990	$1,791 – $2,189	$1,370	$1,940
1 bedroom	$2,230	$2,007 – $2,453	$1,535	$2,150
2 bedrooms	$2,860	$2,574 – $3,146	$1,967	$2,820
3 bedrooms	$3,830	$3,447 – $4,213	$2,637	$3,720
4 bedrooms	$4,080	$3,672 – $4,488	$2,804	$4,080

A household renting a two-bedroom home at the Small Area FMR of $2,860 needs about $114,400 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98380 lies mainly in Kitsap County and Mason County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98312	Bremerton	4.7 mi	$1,880
98383	Silverdale	8.6 mi	$2,300
98320	Brinnon	9.0 mi	$1,250
98555	Lilliwaup	9.8 mi	$1,570
98528	Belfair	10.7 mi	$1,830
98315	Silverdale	11.4 mi	$2,540

Questions

What is the Fair Market Rent for ZIP code 98380?

HUD's FY2027 Small Area Fair Market Rents for 98380 are $1,990 (studio), $2,230 (1 BR), $2,860 (2 BR), $3,830 (3 BR) and $4,080 (4 BR) a month.

What is the Section 8 payment standard in 98380?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98380 that range is $2,574 to $3,146 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98380?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.