Income Limits by County

FY2027 Small Area FMR · Belfair, WA

ZIP 98528 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98528 (Belfair, WA) is $1,830 a month, down 1.6% from FY2026. That is 7% below the Bremerton-Silverdale-Port Orchard, WA area-wide FMR of $1,967.

2-bedroom SAFMR$1,830per month ▼ 1.6%
Area-wide 2 BR FMR$1,967Bremerton-Silverdale-Port Or
Rank in the area22ndof 27 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647
2 BR Small Area FMR$1,830
110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98528 sits in the Bremerton-Silverdale-Port Orchard, WA area

$1,830$2,860median $1,970

Of the 27 ZIP codes HUD lists for the area, 98528 has the 22nd highest two-bedroom Small Area FMR. Bremerton-Silverdale-Port Orchard, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,967 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

ZIP code 98528 crosses more than one HUD area. HUD also lists it under Tacoma, WA (same figures) and Mason County, WA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$1,370$1,340
1 bedroom$1,450$1,305 – $1,595$1,535$1,510
2 bedrooms$1,830$1,647 – $2,013$1,967$1,860
3 bedrooms$2,460$2,214 – $2,706$2,637$2,600
4 bedrooms$2,800$2,520 – $3,080$2,804$2,970

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $103,700. ZIP code 98528 lies mainly in Mason County and Kitsap County. See the Bremerton-Silverdale-Port Orchard, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98588Tahuya6.4 mi$1,740
98524Allyn6.6 mi$1,510
98546Grapeview8.9 mi$1,480
98329Gig Harbor9.3 mi$2,130
98367Port Orchard9.3 mi$2,020
98555Lilliwaup9.8 mi$1,570

Questions

What is the Fair Market Rent for ZIP code 98528?

HUD's FY2027 Small Area Fair Market Rents for 98528 are $1,290 (studio), $1,450 (1 BR), $1,830 (2 BR), $2,460 (3 BR) and $2,800 (4 BR) a month.

What is the Section 8 payment standard in 98528?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98528 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98528?

The FY2026 income limits of the Bremerton-Silverdale-Port Orchard, WA area apply: median family income $129,600, low-income (80%) limit $103,700 for a family of four.