FY2027 Small Area FMR · Napavine, WA
ZIP 98565 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98565 (Napavine, WA) is $1,640 a month, up 29.1% from FY2026. That is 14% above the Lewis County, WA area-wide FMR of $1,435.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 98565 sits in the Lewis County, WA area
Of the 25 ZIP codes HUD lists for the area, 98565 has the 7th highest two-bedroom Small Area FMR. Lewis County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,435 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,640 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,140 | $1,026 – $1,254 | $999 | $880 |
| 1 bedroom | $1,250 | $1,125 – $1,375 | $1,097 | $970 |
| 2 bedrooms | $1,640 | $1,476 – $1,804 | $1,435 | $1,270 |
| 3 bedrooms | $2,140 | $1,926 – $2,354 | $1,870 | $1,680 |
| 4 bedrooms | $2,490 | $2,241 – $2,739 | $2,177 | $1,820 |
A household renting a two-bedroom home at the Small Area FMR of $1,640 needs about $65,600 a year to keep housing costs at 30% of income. The area median family income is $107,300 and the 80% low-income limit for four people is $83,350. ZIP code 98565 lies mainly in Lewis County. See the Lewis County, WA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 98565?
HUD's FY2027 Small Area Fair Market Rents for 98565 are $1,140 (studio), $1,250 (1 BR), $1,640 (2 BR), $2,140 (3 BR) and $2,490 (4 BR) a month.
What is the Section 8 payment standard in 98565?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98565 that range is $1,476 to $1,804 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 98565?
The FY2026 income limits of the Lewis County, WA area apply: median family income $107,300, low-income (80%) limit $83,350 for a family of four.