FY2027 Small Area FMR · Rainier, WA

ZIP 98576 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98576 (Rainier, WA) is $1,770 a month, up 6.6% from FY2026. That is 9% below the Olympia-Lacey-Tumwater, WA area-wide FMR of $1,946.

2-bedroom SAFMR$1,770per month ▲ 6.6%

Area-wide 2 BR FMR$1,946Olympia-Lacey-Tumwater, WA

Rank in the area16thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,593

2 BR Small Area FMR$1,770

110% of SAFMR$1,947

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,390▲ 10.3%

1 BR$1,520▲ 6.3%

2 BR$1,770▲ 6.6%

3 BR$2,360▲ 3.5%

4 BR$2,960▲ 6.1%

FY2027 FY2026

Where 98576 sits in the Olympia-Lacey-Tumwater, WA area

Of the 21 ZIP codes HUD lists for the area, 98576 has the 16th highest two-bedroom Small Area FMR. Olympia-Lacey-Tumwater, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,946 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,390	$1,251 – $1,529	$1,586	$1,260
1 bedroom	$1,520	$1,368 – $1,672	$1,656	$1,430
2 bedrooms	$1,770	$1,593 – $1,947	$1,946	$1,660
3 bedrooms	$2,360	$2,124 – $2,596	$2,541	$2,280
4 bedrooms	$2,960	$2,664 – $3,256	$3,141	$2,790

A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $122,800 and the 80% low-income limit for four people is $98,250. ZIP code 98576 lies mainly in Thurston County. See the Olympia-Lacey-Tumwater, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98597	Yelm	6.9 mi	$1,850
98589	Tenino	7.4 mi	$1,770
98558	Mckenna	7.7 mi	$2,080
98530	Bucoda	9.2 mi	$1,770
98513	Olympia	10.7 mi	$2,200
98580	Roy	12.5 mi	$2,140

Questions

What is the Fair Market Rent for ZIP code 98576?

HUD's FY2027 Small Area Fair Market Rents for 98576 are $1,390 (studio), $1,520 (1 BR), $1,770 (2 BR), $2,360 (3 BR) and $2,960 (4 BR) a month.

What is the Section 8 payment standard in 98576?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98576 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98576?

The FY2026 income limits of the Olympia-Lacey-Tumwater, WA area apply: median family income $122,800, low-income (80%) limit $98,250 for a family of four.