Income Limits by County

FY2027 Small Area FMR · Westport, WA

ZIP 98595 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98595 (Westport, WA) is $1,100 a month, up 4.8% from FY2026. That is 18% below the Grays Harbor County, WA area-wide FMR of $1,345.

2-bedroom SAFMR$1,100per month ▲ 4.8%
Area-wide 2 BR FMR$1,345Grays Harbor County, WA
Rank in the area21stof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990
2 BR Small Area FMR$1,100
110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98595 sits in the Grays Harbor County, WA area

$1,100$1,770median $1,350

Of the 22 ZIP codes HUD lists for the area, 98595 has the 21st highest two-bedroom Small Area FMR. Grays Harbor County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,345 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$937$720
1 bedroom$840$756 – $924$1,045$820
2 bedrooms$1,100$990 – $1,210$1,345$1,050
3 bedrooms$1,530$1,377 – $1,683$1,862$1,470
4 bedrooms$1,690$1,521 – $1,859$2,123$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $84,200 and the 80% low-income limit for four people is $77,600. ZIP code 98595 lies mainly in Grays Harbor County. See the Grays Harbor County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98569Ocean Shores7.2 mi$1,500
98547Grayland8.0 mi$1,100
98590Tokeland13.4 mi$1,250
98535Copalis Beach15.1 mi$1,410
98550Hoquiam16.7 mi$1,340
98571Pacific Beach21.1 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 98595?

HUD's FY2027 Small Area Fair Market Rents for 98595 are $760 (studio), $840 (1 BR), $1,100 (2 BR), $1,530 (3 BR) and $1,690 (4 BR) a month.

What is the Section 8 payment standard in 98595?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98595 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98595?

The FY2026 income limits of the Grays Harbor County, WA area apply: median family income $84,200, low-income (80%) limit $77,600 for a family of four.