Income Limits by County

FY2027 Small Area FMR · Toutle, WA

ZIP 98649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98649 (Toutle, WA) is $1,310 a month, up 2.3% from FY2026. That is 6% below the Longview-Kelso, WA area-wide FMR of $1,398.

2-bedroom SAFMR$1,310per month ▲ 2.3%
Area-wide 2 BR FMR$1,398Longview-Kelso, WA
Rank in the area12thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179
2 BR Small Area FMR$1,310
110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98649 sits in the Longview-Kelso, WA area

$1,310$2,020median $1,510

Of the 12 ZIP codes HUD lists for the area, 98649 has the 12th highest two-bedroom Small Area FMR. Longview-Kelso, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,398 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$900$810 – $990$974$880
1 bedroom$1,080$972 – $1,188$1,124$1,070
2 bedrooms$1,310$1,179 – $1,441$1,398$1,280
3 bedrooms$1,820$1,638 – $2,002$1,936$1,780
4 bedrooms$2,200$1,980 – $2,420$2,337$2,130

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $106,700 and the 80% low-income limit for four people is $83,350. ZIP code 98649 lies mainly in Cowlitz County. See the Longview-Kelso, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98564Mossyrock10.7 mi$1,160
98645Silverlake10.9 mi$1,510
98591Toledo13.5 mi$1,330
98582Salkum15.0 mi$1,300
98626Kelso15.2 mi$1,400
98585Silver Creek16.5 mi$1,440

Questions

What is the Fair Market Rent for ZIP code 98649?

HUD's FY2027 Small Area Fair Market Rents for 98649 are $900 (studio), $1,080 (1 BR), $1,310 (2 BR), $1,820 (3 BR) and $2,200 (4 BR) a month.

What is the Section 8 payment standard in 98649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98649 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98649?

The FY2026 income limits of the Longview-Kelso, WA area apply: median family income $106,700, low-income (80%) limit $83,350 for a family of four.