FY2027 Small Area FMR · Omak, WA

ZIP 98841 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98841 (Omak, WA) is $1,250 a month, up 17.9% from FY2026. That is 4% above the Okanogan County, WA area-wide FMR of $1,202.

2-bedroom SAFMR$1,250per month ▲ 17.9%

Area-wide 2 BR FMR$1,202Okanogan County, WA

Rank in the area14thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▲ 21.6%

1 BR$980▲ 16.7%

2 BR$1,250▲ 17.9%

3 BR$1,730▲ 19.3%

4 BR$1,770▲ 12.0%

FY2027 FY2026

Where 98841 sits in the Okanogan County, WA area

Of the 22 ZIP codes HUD lists for the area, 98841 has the 14th highest two-bedroom Small Area FMR. Okanogan County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,202 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$862	$740
1 bedroom	$980	$882 – $1,078	$946	$840
2 bedrooms	$1,250	$1,125 – $1,375	$1,202	$1,060
3 bedrooms	$1,730	$1,557 – $1,903	$1,664	$1,450
4 bedrooms	$1,770	$1,593 – $1,947	$1,706	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $77,600. ZIP code 98841 lies mainly in Okanogan County. See the Okanogan County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
98849	Riverside	14.1 mi	$1,340
98840	Okanogan	14.3 mi	$1,290
99155	Nespelem	16.1 mi	$1,490
98855	Tonasket	21.9 mi	$1,140
98829	Malott	24.7 mi	$1,230
98812	Brewster	24.9 mi	$1,350

Questions

What is the Fair Market Rent for ZIP code 98841?

HUD's FY2027 Small Area Fair Market Rents for 98841 are $900 (studio), $980 (1 BR), $1,250 (2 BR), $1,730 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 98841?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98841 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98841?

The FY2026 income limits of the Okanogan County, WA area apply: median family income $80,800, low-income (80%) limit $77,600 for a family of four.