FY2027 Small Area FMR · Winthrop, WA
ZIP 98862 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98862 (Winthrop, WA) is $1,320 a month, up 3.1% from FY2026. That is 10% above the Okanogan County, WA area-wide FMR of $1,202.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 98862 sits in the Okanogan County, WA area
Of the 22 ZIP codes HUD lists for the area, 98862 has the 11th highest two-bedroom Small Area FMR. Okanogan County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,202 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $950 | $855 – $1,045 | $862 | $1,020 |
| 1 bedroom | $1,040 | $936 – $1,144 | $946 | $1,070 |
| 2 bedrooms | $1,320 | $1,188 – $1,452 | $1,202 | $1,280 |
| 3 bedrooms | $1,830 | $1,647 – $2,013 | $1,664 | $1,800 |
| 4 bedrooms | $1,950 | $1,755 – $2,145 | $1,706 | $2,160 |
A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $77,600. ZIP code 98862 lies mainly in Okanogan County. See the Okanogan County, WA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 98862?
HUD's FY2027 Small Area Fair Market Rents for 98862 are $950 (studio), $1,040 (1 BR), $1,320 (2 BR), $1,830 (3 BR) and $1,950 (4 BR) a month.
What is the Section 8 payment standard in 98862?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98862 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 98862?
The FY2026 income limits of the Okanogan County, WA area apply: median family income $80,800, low-income (80%) limit $77,600 for a family of four.