Income Limits by County

FY2027 Small Area FMR · Loomis, WA

ZIP 98827 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 98827 (Loomis, WA) is $1,800 a month, up 15.4% from FY2026. That is 50% above the Okanogan County, WA area-wide FMR of $1,202.

2-bedroom SAFMR$1,800per month ▲ 15.4%
Area-wide 2 BR FMR$1,202Okanogan County, WA
Rank in the area1stof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,620
2 BR Small Area FMR$1,800
110% of SAFMR$1,980

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 98827 sits in the Okanogan County, WA area

$1,010$1,800median $1,320

Of the 22 ZIP codes HUD lists for the area, 98827 has the 1st highest two-bedroom Small Area FMR. Okanogan County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,202 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,800 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$862$1,090
1 bedroom$1,420$1,278 – $1,562$946$1,240
2 bedrooms$1,800$1,620 – $1,980$1,202$1,560
3 bedrooms$2,490$2,241 – $2,739$1,664$2,140
4 bedrooms$2,560$2,304 – $2,816$1,706$2,330

A household renting a two-bedroom home at the Small Area FMR of $1,800 needs about $72,000 a year to keep housing costs at 30% of income. The area median family income is $80,800 and the 80% low-income limit for four people is $77,600. ZIP code 98827 lies mainly in Okanogan County. See the Okanogan County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
98819Conconully17.6 mi$1,010
98844Oroville25.0 mi$1,010
98855Tonasket27.1 mi$1,140
98849Riverside28.0 mi$1,340
98862Winthrop31.1 mi$1,320
98859Wauconda37.4 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 98827?

HUD's FY2027 Small Area Fair Market Rents for 98827 are $1,290 (studio), $1,420 (1 BR), $1,800 (2 BR), $2,490 (3 BR) and $2,560 (4 BR) a month.

What is the Section 8 payment standard in 98827?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 98827 that range is $1,620 to $1,980 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 98827?

The FY2026 income limits of the Okanogan County, WA area apply: median family income $80,800, low-income (80%) limit $77,600 for a family of four.