FY2027 Small Area FMR · Garfield, WA

ZIP 99130 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99130 (Garfield, WA) is $1,230 a month, up 6.0% from FY2026. That is 3% below the Whitman County, WA area-wide FMR of $1,269.

2-bedroom SAFMR$1,230per month ▲ 6.0%

Area-wide 2 BR FMR$1,269Whitman County, WA

Rank in the area16thof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107

2 BR Small Area FMR$1,230

110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 7.5%

1 BR$970▲ 10.2%

2 BR$1,230▲ 6.0%

3 BR$1,700▲ 5.6%

4 BR$2,060▲ 5.6%

FY2027 FY2026

Where 99130 sits in the Whitman County, WA area

Of the 23 ZIP codes HUD lists for the area, 99130 has the 16th highest two-bedroom Small Area FMR. Whitman County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,269 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$884	$800
1 bedroom	$970	$873 – $1,067	$1,001	$880
2 bedrooms	$1,230	$1,107 – $1,353	$1,269	$1,160
3 bedrooms	$1,700	$1,530 – $1,870	$1,757	$1,610
4 bedrooms	$2,060	$1,854 – $2,266	$2,121	$1,950

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $103,100 and the 80% low-income limit for four people is $82,500. ZIP code 99130 lies mainly in Whitman County. See the Whitman County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99161	Palouse	6.7 mi	$1,170
99174	Steptoe	8.3 mi	$1,090
99128	Farmington	8.5 mi	$1,590
99158	Oakesdale	9.7 mi	$1,330
99176	Thornton	12.7 mi	$1,200
83872	Viola	13.3 mi	$1,110

Questions

What is the Fair Market Rent for ZIP code 99130?

HUD's FY2027 Small Area Fair Market Rents for 99130 are $860 (studio), $970 (1 BR), $1,230 (2 BR), $1,700 (3 BR) and $2,060 (4 BR) a month.

What is the Section 8 payment standard in 99130?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99130 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99130?

The FY2026 income limits of the Whitman County, WA area apply: median family income $103,100, low-income (80%) limit $82,500 for a family of four.