Income Limits by County

FY2027 Small Area FMR · Steptoe, WA

ZIP 99174 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99174 (Steptoe, WA) is $1,090 a month, up 2.8% from FY2026. That is 14% below the Whitman County, WA area-wide FMR of $1,269.

2-bedroom SAFMR$1,090per month ▲ 2.8%
Area-wide 2 BR FMR$1,269Whitman County, WA
Rank in the area22ndof 23 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$981
2 BR Small Area FMR$1,090
110% of SAFMR$1,199

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 99174 sits in the Whitman County, WA area

$1,090$1,900median $1,300

Of the 23 ZIP codes HUD lists for the area, 99174 has the 22nd highest two-bedroom Small Area FMR. Whitman County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,269 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,090 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$884$720
1 bedroom$860$774 – $946$1,001$810
2 bedrooms$1,090$981 – $1,199$1,269$1,060
3 bedrooms$1,510$1,359 – $1,661$1,757$1,480
4 bedrooms$1,820$1,638 – $2,002$2,121$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,090 needs about $43,600 a year to keep housing costs at 30% of income. The area median family income is $103,100 and the 80% low-income limit for four people is $82,500. ZIP code 99174 lies mainly in Whitman County. See the Whitman County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
99176Thornton5.7 mi$1,200
99130Garfield8.3 mi$1,230
99158Oakesdale9.8 mi$1,330
99111Colfax12.3 mi$1,090
99161Palouse12.4 mi$1,170
99128Farmington14.4 mi$1,590

Questions

What is the Fair Market Rent for ZIP code 99174?

HUD's FY2027 Small Area Fair Market Rents for 99174 are $760 (studio), $860 (1 BR), $1,090 (2 BR), $1,510 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 99174?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99174 that range is $981 to $1,199 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99174?

The FY2026 income limits of the Whitman County, WA area apply: median family income $103,100, low-income (80%) limit $82,500 for a family of four.