FY2027 Small Area FMR · Valley, WA

ZIP 99181 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99181 (Valley, WA) is $1,290 a month, up 0.8% from FY2026. That is 15% above the Stevens County, WA area-wide FMR of $1,121.

2-bedroom SAFMR$1,290per month ▲ 0.8%

Area-wide 2 BR FMR$1,121Stevens County, WA

Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▼ 1.0%

1 BR$1,010▲ 1.0%

2 BR$1,290▲ 0.8%

3 BR$1,780■ 0.0%

4 BR$2,150▲ 0.5%

FY2027 FY2026

Where 99181 sits in the Stevens County, WA area

Of the 22 ZIP codes HUD lists for the area, 99181 has the 8th highest two-bedroom Small Area FMR. Stevens County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,121 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$855	$990
1 bedroom	$1,010	$909 – $1,111	$878	$1,000
2 bedrooms	$1,290	$1,161 – $1,419	$1,121	$1,280
3 bedrooms	$1,780	$1,602 – $1,958	$1,552	$1,780
4 bedrooms	$2,150	$1,935 – $2,365	$1,874	$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 99181 lies mainly in Stevens County. See the Stevens County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99173	Springdale	8.4 mi	$1,480
99148	Loon Lake	10.0 mi	$1,310
99109	Chewelah	10.8 mi	$1,150
99101	Addy	13.4 mi	$1,120
99110	Clayton	13.5 mi	$1,380
99137	Hunters	15.2 mi	$1,020

Questions

What is the Fair Market Rent for ZIP code 99181?

HUD's FY2027 Small Area Fair Market Rents for 99181 are $980 (studio), $1,010 (1 BR), $1,290 (2 BR), $1,780 (3 BR) and $2,150 (4 BR) a month.

What is the Section 8 payment standard in 99181?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99181 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99181?

The FY2026 income limits of the Stevens County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.