FY2027 Small Area FMR · Chewelah, WA

ZIP 99109 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99109 (Chewelah, WA) is $1,150 a month, unchanged from FY2026. That is 3% above the Stevens County, WA area-wide FMR of $1,121.

2-bedroom SAFMR$1,150per month ■ 0.0%

Area-wide 2 BR FMR$1,121Stevens County, WA

Rank in the area12thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▼ 1.1%

1 BR$900■ 0.0%

2 BR$1,150■ 0.0%

3 BR$1,590▼ 0.6%

4 BR$1,920▼ 0.5%

FY2027 FY2026

Where 99109 sits in the Stevens County, WA area

Of the 22 ZIP codes HUD lists for the area, 99109 has the 12th highest two-bedroom Small Area FMR. Stevens County, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,121 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$855	$890
1 bedroom	$900	$810 – $990	$878	$900
2 bedrooms	$1,150	$1,035 – $1,265	$1,121	$1,150
3 bedrooms	$1,590	$1,431 – $1,749	$1,552	$1,600
4 bedrooms	$1,920	$1,728 – $2,112	$1,874	$1,930

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $87,700 and the 80% low-income limit for four people is $77,600. ZIP code 99109 lies mainly in Stevens County. See the Stevens County, WA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
99101	Addy	10.4 mi	$1,120
99181	Valley	10.8 mi	$1,290
99148	Loon Lake	15.2 mi	$1,310
99180	Usk	16.4 mi	$1,220
99173	Springdale	19.2 mi	$1,480
99131	Gifford	19.9 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 99109?

HUD's FY2027 Small Area Fair Market Rents for 99109 are $880 (studio), $900 (1 BR), $1,150 (2 BR), $1,590 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 99109?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99109 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99109?

The FY2026 income limits of the Stevens County, WA area apply: median family income $87,700, low-income (80%) limit $77,600 for a family of four.