FY2027 Small Area FMR · Paterson, WA

ZIP 99345 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 99345 (Paterson, WA) is $1,390 a month, up 2.2% from FY2026. That is 7% below the Kennewick-Richland, WA area-wide FMR of $1,487.

2-bedroom SAFMR$1,390per month ▲ 2.2%

Area-wide 2 BR FMR$1,487Kennewick-Richland, WA

Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251

2 BR Small Area FMR$1,390

110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,010▲ 1.0%

1 BR$1,150▲ 2.7%

2 BR$1,390▲ 2.2%

3 BR$1,870▲ 3.3%

4 BR$2,150▲ 2.9%

FY2027 FY2026

Where 99345 sits in the Kennewick-Richland, WA area

Of the 20 ZIP codes HUD lists for the area, 99345 has the 11th highest two-bedroom Small Area FMR. Kennewick-Richland, WA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,487 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,010	$909 – $1,111	$1,094	$1,000
1 bedroom	$1,150	$1,035 – $1,265	$1,230	$1,120
2 bedrooms	$1,390	$1,251 – $1,529	$1,487	$1,360
3 bedrooms	$1,870	$1,683 – $2,057	$2,051	$1,810
4 bedrooms	$2,150	$1,935 – $2,365	$2,341	$2,090

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $105,400 and the 80% low-income limit for four people is $84,300. ZIP code 99345 lies mainly in Benton County. See the Kennewick-Richland, WA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
97844	Irrigon	7.9 mi	$1,010
97818	Boardman	14.5 mi	$1,080
97882	Umatilla	15.9 mi	$1,200
99350	Prosser	16.7 mi	$1,390
99346	Plymouth	19.6 mi	$1,410
97838	Hermiston	20.3 mi	$1,210

Questions

What is the Fair Market Rent for ZIP code 99345?

HUD's FY2027 Small Area Fair Market Rents for 99345 are $1,010 (studio), $1,150 (1 BR), $1,390 (2 BR), $1,870 (3 BR) and $2,150 (4 BR) a month.

What is the Section 8 payment standard in 99345?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 99345 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 99345?

The FY2026 income limits of the Kennewick-Richland, WA area apply: median family income $105,400, low-income (80%) limit $84,300 for a family of four.