FY2027 Fair Market Rent · California
Ventura County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Ventura County, CA is $2,424 a month, down 10.0% from FY2026. The area median family income is $135,600, and a family of four counts as low income up to $125,600 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Ventura County, CA.
Low income (80% limit)
A household of 4 earning $123,600 is under the 80% limit of $125,600 for this area. At 30% of income it could pay about $3,090 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Ventura County
HUD's FY2026 income limits for Oxnard-Thousand Oaks-Ventura, CA are based on a median family income of $135,600. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $33,000 | $54,950 | $65,940 | $87,950 |
| 2 | $37,700 | $62,800 | $75,360 | $100,500 |
| 3 | $42,400 | $70,650 | $84,780 | $113,050 |
| 4 | $47,100 | $78,500 | $94,200 | $125,600 |
| 5 | $50,900 | $84,800 | $101,760 | $135,650 |
| 6 | $54,650 | $91,100 | $109,320 | $145,700 |
| 7 | $58,450 | $97,350 | $116,820 | $155,750 |
| 8 | $62,200 | $103,650 | $124,380 | $165,800 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,762 to $2,424, up 37.6% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $473.
What it takes to afford the rent
To keep a two-bedroom rent of $2,424 at no more than 30% of income, the usual affordability rule, a household needs about $97,000 a year. That is 72% of the area median family income of $135,600, so a typical family can afford it with room to spare.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,827 | $1,998 | $1,871 | $73,100 |
| 1 bedroom | $2,035 | $2,250 | $2,147 | $81,400 |
| 2 bedrooms | $2,424 | $2,693 | $2,569 | $97,000 |
| 3 bedrooms | $3,287 | $3,652 | $3,505 | $131,500 |
| 4 bedrooms | $3,816 | $4,240 | $4,080 | $152,600 |
How Ventura County compares
Ventura County makes up the Oxnard-Thousand Oaks-Ventura, CA metro area on its own, so HUD's metro figures and the county figures are the same.
Ventura County has the 16th highest two-bedroom Fair Market Rent of the 58 counties in California; the population-weighted average across California is $2,632 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Ventura County the two-bedroom figure ranges from $1,850 to $3,380 across 49 ZIP codes, against the area-wide $2,424. Oxnard-Thousand Oaks-Ventura, CA is one of HUD's mandatory Small Area FMR areas (designated 2023), so housing agencies there must set voucher payment standards from these ZIP-code rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 91361 | Westlake Village | $3,380 | $3,718 |
| 91377 | Oak Park | $3,330 | $3,663 |
| 93012 | Camarillo | $3,120 | $3,432 |
| 91362 | Thousand Oaks | $3,040 | $3,344 |
| 93065 | Simi Valley | $2,990 | $3,289 |
| 91320 | Newbury Park | $2,880 | $3,168 |
| 93021 | Moorpark | $2,790 | $3,069 |
| 93063 | Simi Valley | $2,730 | $3,003 |
| 91360 | Thousand Oaks | $2,680 | $2,948 |
| 93022 | Oak View | $2,650 | $2,915 |
| 93004 | Ventura | $2,630 | $2,893 |
| 93010 | Camarillo | $2,600 | $2,860 |
| 93035 | Oxnard | $2,590 | $2,849 |
| 93003 | Ventura | $2,470 | $2,717 |
| 93066 | Somis | $2,460 | $2,706 |
| 93001 | Ventura | $2,450 | $2,695 |
| 91319 | Newbury Park | $2,430 | $2,673 |
| 91358 | Thousand Oaks | $2,430 | $2,673 |
| 91359 | Westlake Village | $2,430 | $2,673 |
| 93002 | Ventura | $2,430 | $2,673 |
| 93005 | Ventura | $2,430 | $2,673 |
| 93006 | Ventura | $2,430 | $2,673 |
| 93007 | Ventura | $2,430 | $2,673 |
| 93009 | Ventura | $2,430 | $2,673 |
| 93011 | Camarillo | $2,430 | $2,673 |
| 93016 | Fillmore | $2,430 | $2,673 |
| 93020 | Moorpark | $2,430 | $2,673 |
| 93024 | Ojai | $2,430 | $2,673 |
| 93031 | Oxnard | $2,430 | $2,673 |
| 93032 | Oxnard | $2,430 | $2,673 |
| 93034 | Oxnard | $2,430 | $2,673 |
| 93044 | Port Hueneme | $2,430 | $2,673 |
| 93061 | Santa Paula | $2,430 | $2,673 |
| 93062 | Simi Valley | $2,430 | $2,673 |
| 93064 | Brandeis | $2,430 | $2,673 |
| 93094 | Simi Valley | $2,430 | $2,673 |
| 93099 | Simi Valley | $2,430 | $2,673 |
| 93036 | Oxnard | $2,370 | $2,607 |
| 93041 | Port Hueneme | $2,330 | $2,563 |
| 93043 | Port Hueneme Cbc Base | $2,330 | $2,563 |
| 93042 | Point Mugu Nawc | $2,250 | $2,475 |
| 93252 | Maricopa | $2,190 | $2,409 |
| 93030 | Oxnard | $2,120 | $2,332 |
| 93023 | Ojai | $2,070 | $2,277 |
| 93040 | Piru | $2,030 | $2,233 |
| 93033 | Oxnard | $2,010 | $2,211 |
| 93015 | Fillmore | $1,990 | $2,189 |
| 93060 | Santa Paula | $1,980 | $2,178 |
| 93225 | Frazier Park | $1,850 | $2,035 |
Questions
What is the Fair Market Rent in Ventura County, CA for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Ventura County, CA are $1,827 for a studio, $2,035 for one bedroom, $2,424 for two bedrooms, $3,287 for three and $3,816 for four bedrooms, per month including utilities.
What is the area median income in Ventura County, CA?
HUD's FY2026 median family income for the area is $135,600, up 3.3% from $131,300 in FY2025.
What is 80% of AMI in Ventura County, CA for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $125,600 a year. The very low-income limit (50%) is $78,500 and the extremely low-income limit is $47,100.
What is the 60% AMI limit for tax credit housing in Ventura County, CA?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $65,940 for one person and $94,200 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $2,182 to $2,666), and can ask HUD for exceptions. Check the payment standard with your local housing agency.