Income Limits by County

FY2027 Small Area FMR · Camarillo, CA

ZIP 93012 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93012 (Camarillo, CA) is $3,120 a month, down 9.8% from FY2026. That is 29% above the Oxnard-Thousand Oaks-Ventura, CA area-wide FMR of $2,424.

2-bedroom SAFMR$3,120per month ▼ 9.8%
Area-wide 2 BR FMR$2,424Oxnard-Thousand Oaks-Ventura
Rank in the area7thof 54 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,808
2 BR Small Area FMR$3,120
110% of SAFMR$3,432

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93012 sits in the Oxnard-Thousand Oaks-Ventura, CA area

$1,850$3,910median $2,430

Of the 54 ZIP codes HUD lists for the area, 93012 has the 7th highest two-bedroom Small Area FMR. Oxnard-Thousand Oaks-Ventura, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,808 and $3,432 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,320$2,088 – $2,552$1,827$2,570
1 bedroom$2,610$2,349 – $2,871$2,035$2,890
2 bedrooms$3,120$2,808 – $3,432$2,424$3,460
3 bedrooms$4,230$3,807 – $4,653$3,287$4,690
4 bedrooms$4,910$4,419 – $5,401$3,816$5,450

A household renting a two-bedroom home at the Small Area FMR of $3,120 needs about $124,800 a year to keep housing costs at 30% of income. The area median family income is $135,600 and the 80% low-income limit for four people is $125,600. ZIP code 93012 lies mainly in Ventura County. See the Oxnard-Thousand Oaks-Ventura, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
91320Newbury Park3.0 mi$2,880
93010Camarillo5.4 mi$2,600
91360Thousand Oaks6.4 mi$2,680
93066Somis7.1 mi$2,460
91361Westlake Village7.2 mi$3,380
93033Oxnard8.3 mi$2,010

Questions

What is the Fair Market Rent for ZIP code 93012?

HUD's FY2027 Small Area Fair Market Rents for 93012 are $2,320 (studio), $2,610 (1 BR), $3,120 (2 BR), $4,230 (3 BR) and $4,910 (4 BR) a month.

What is the Section 8 payment standard in 93012?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93012 that range is $2,808 to $3,432 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93012?

The FY2026 income limits of the Oxnard-Thousand Oaks-Ventura, CA area apply: median family income $135,600, low-income (80%) limit $125,600 for a family of four.