FY2027 Fair Market Rent · Connecticut
Southeastern Connecticut Planning Region Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Southeastern Connecticut Planning Region, CT is $1,902 a month, up 1.9% from FY2026. The area median family income is $111,900, and a family of four counts as low income up to $99,600 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Southeastern Connecticut Planning Region, CT.
Low income (80% limit)
A household of 4 earning $97,600 is under the 80% limit of $99,600 for this area. At 30% of income it could pay about $2,440 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Southeastern Connecticut Planning Region
HUD's FY2026 income limits for Norwich-New London-Willimantic, CT are based on a median family income of $111,900. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $26,150 | $43,600 | $52,320 | $69,750 |
| 2 | $29,900 | $49,800 | $59,760 | $79,700 |
| 3 | $33,650 | $56,050 | $67,260 | $89,650 |
| 4 | $37,350 | $62,250 | $74,700 | $99,600 |
| 5 | $40,350 | $67,250 | $80,700 | $107,600 |
| 6 | $44,360 | $72,250 | $86,700 | $115,550 |
| 7 | $50,040 | $77,200 | $92,640 | $123,550 |
| 8 | $55,720 | $82,200 | $98,640 | $131,500 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,077 to $1,902, up 76.6% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $399.
What it takes to afford the rent
To keep a two-bedroom rent of $1,902 at no more than 30% of income, the usual affordability rule, a household needs about $76,100 a year. That is 68% of the area median family income of $111,900, so a typical family can afford it with room to spare.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,324 | $1,287 | $1,114 | $53,000 |
| 1 bedroom | $1,518 | $1,496 | $1,326 | $60,700 |
| 2 bedrooms | $1,902 | $1,866 | $1,625 | $76,100 |
| 3 bedrooms | $2,418 | $2,406 | $2,107 | $96,700 |
| 4 bedrooms | $2,995 | $2,988 | $2,723 | $119,800 |
Fair Market Rents by town in Southeastern Connecticut Planning Region
In New England HUD sets Fair Market Rents and income limits by town, not by county. The 19 towns of Southeastern Connecticut Planning Region fall into 1 HUD area; the figures at the top of this page are for Norwich-New London-Willimantic, CT, the area with the most residents. Find your town below.
| HUD area | 2 BR FMR | Median income | Towns |
|---|---|---|---|
| Norwich-New London-Willimantic, CT | $1,902 | $111,900 | Bozrah, Colchester, East Lyme, Franklin, Griswold, Groton, Lebanon, Ledyard, Lisbon, Montville, New London, North Stonington, Norwich, Preston, Salem, Sprague, Stonington, Waterford, Windham |
How Southeastern Connecticut Planning Region compares
Southeastern Connecticut Planning Region makes up the Norwich-New London-Willimantic, CT metro area on its own, so HUD's metro figures and the county figures are the same.
Southeastern Connecticut Planning Region has the 6th highest two-bedroom Fair Market Rent of the 9 counties in Connecticut; the population-weighted average across Connecticut is $2,033 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Southeastern Connecticut Planning Region the two-bedroom figure ranges from $1,680 to $2,470 across 34 ZIP codes, against the area-wide $1,902. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.
| ZIP | Place | 2 BR SAFMR | 110% payment std. |
|---|---|---|---|
| 06335 | Gales Ferry | $2,470 | $2,717 |
| 06280 | Windham | $2,450 | $2,695 |
| 06355 | Mystic | $2,350 | $2,585 |
| 06378 | Stonington | $2,250 | $2,475 |
| 06385 | Waterford | $2,250 | $2,475 |
| 06365 | Preston | $2,100 | $2,310 |
| 06340 | Groton | $2,090 | $2,299 |
| 06256 | North Windham | $2,070 | $2,277 |
| 06266 | South Windham | $2,070 | $2,277 |
| 06357 | Niantic | $2,070 | $2,277 |
| 06249 | Lebanon | $2,050 | $2,255 |
| 06420 | Salem | $1,970 | $2,167 |
| 06415 | Colchester | $1,930 | $2,123 |
| 06320 | New London | $1,910 | $2,101 |
| 06336 | Gilman | $1,910 | $2,101 |
| 06359 | North Stonington | $1,900 | $2,090 |
| 06349 | Groton | $1,890 | $2,079 |
| 06372 | Old Mystic | $1,890 | $2,079 |
| 06383 | Versailles | $1,890 | $2,079 |
| 06389 | Yantic | $1,890 | $2,079 |
| 06338 | Mashantucket | $1,860 | $2,046 |
| 06339 | Ledyard | $1,860 | $2,046 |
| 06360 | Norwich | $1,780 | $1,958 |
| 06379 | Pawcatuck | $1,780 | $1,958 |
| 06330 | Baltic | $1,740 | $1,914 |
| 06350 | Hanover | $1,740 | $1,914 |
| 06226 | Willimantic | $1,730 | $1,903 |
| 06382 | Uncasville | $1,720 | $1,892 |
| 06254 | North Franklin | $1,680 | $1,848 |
| 06351 | Jewett City | $1,680 | $1,848 |
| 06353 | Montville | $1,680 | $1,848 |
| 06370 | Oakdale | $1,680 | $1,848 |
| 06375 | Quaker Hill | $1,680 | $1,848 |
| 06380 | Taftville | $1,680 | $1,848 |
Questions
What is the Fair Market Rent in Southeastern Connecticut Planning Region, CT for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Southeastern Connecticut Planning Region, CT are $1,324 for a studio, $1,518 for one bedroom, $1,902 for two bedrooms, $2,418 for three and $2,995 for four bedrooms, per month including utilities.
What is the area median income in Southeastern Connecticut Planning Region, CT?
HUD's FY2026 median family income for the area is $111,900, up 1.5% from $110,300 in FY2025.
What is 80% of AMI in Southeastern Connecticut Planning Region, CT for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $99,600 a year. The very low-income limit (50%) is $62,250 and the extremely low-income limit is $37,350.
What is the 60% AMI limit for tax credit housing in Southeastern Connecticut Planning Region, CT?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $52,320 for one person and $74,700 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,712 to $2,092), and can ask HUD for exceptions. Check the payment standard with your local housing agency.