HUD Metro FMR Area · 2 counties
Binghamton, NY Fair Market Rent & Income Limits
For FY2027 HUD set the two-bedroom Fair Market Rent for the Binghamton, NY area at $1,219 a month, up 10.5% from FY2026. The FY2026 median family income is $88,600. The same figures apply in all 2 counties of the area.
Fair Market Rent by unit size
FY2027 FY2026
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Binghamton, NY.
Low income (80% limit)
A household of 4 earning $69,900 is under the 80% limit of $71,900 for this area. At 30% of income it could pay about $1,748 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $18,900 | $31,500 | $37,800 | $50,350 |
| 2 | $21,640 | $36,000 | $43,200 | $57,550 |
| 3 | $27,320 | $40,500 | $48,600 | $64,750 |
| 4 | $33,000 | $44,950 | $53,940 | $71,900 |
| 5 | $38,680 | $48,550 | $58,260 | $77,700 |
| 6 | $44,360 | $52,150 | $62,580 | $83,450 |
| 7 | $50,040 | $55,750 | $66,900 | $89,200 |
| 8 | $55,720 | $59,350 | $71,220 | $94,950 |
HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $56,700 for four people, against the regular $53,940.
Two-bedroom FMR since 2001
Counties in the area
| County | People | 2 BR FMR |
|---|---|---|
| Broome County, NY | 197,378 | $1,219 |
| Tioga County, NY | 47,864 | $1,219 |
Small Area FMRs across 52 ZIP codes
Two-bedroom Small Area FMRs in the Binghamton, NY area run from $1,010 to $1,830; the middle ZIP code is at $1,220, against the area-wide FMR of $1,219. This is not a mandatory Small Area FMR area; agencies may opt in.
Highest ZIP codes
Lowest ZIP codes
Questions
What is the Fair Market Rent in the Binghamton, NY area?
HUD's FY2027 Fair Market Rents for the Binghamton, NY area are $849 (studio), $954 (1 BR), $1,219 (2 BR), $1,535 (3 BR) and $1,769 (4 BR) a month.
What is the area median income for Binghamton, NY?
The FY2026 median family income is $88,600; the 80% low-income limit for four people is $71,900.
Which counties are in this HUD metro area?
Broome County, NY and Tioga County, NY.