Income Limits by County

FY2027 Small Area FMR · Nineveh, NY

ZIP 13813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13813 (Nineveh, NY) is $1,020 a month, down 4.7% from FY2026. That is 16% below the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,020per month ▼ 4.7%
Area-wide 2 BR FMR$1,219Binghamton, NY
Rank in the area46thof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13813 sits in the Binghamton, NY area

$1,010$1,830median $1,220

Of the 52 ZIP codes HUD lists for the area, 13813 has the 46th highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

ZIP code 13813 crosses more than one HUD area. HUD also lists it under Chenango County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$780$702 – $858$849$790
1 bedroom$830$747 – $913$954$850
2 bedrooms$1,020$918 – $1,122$1,219$1,070
3 bedrooms$1,360$1,224 – $1,496$1,535$1,380
4 bedrooms$1,500$1,350 – $1,650$1,769$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13813 lies mainly in Broome County and Chenango County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13730Afton4.3 mi$1,010
13826Ouaquaga6.3 mi$1,010
13754Deposit7.4 mi$1,050
13787Harpursville7.4 mi$1,010
13804Masonville9.6 mi$1,320
13865Windsor9.6 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 13813?

HUD's FY2027 Small Area Fair Market Rents for 13813 are $780 (studio), $830 (1 BR), $1,020 (2 BR), $1,360 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 13813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13813 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13813?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.