FY2027 Small Area FMR · Conklin, NY

ZIP 13748 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13748 (Conklin, NY) is $1,610 a month, up 50.5% from FY2026. That is 32% above the Binghamton, NY area-wide FMR of $1,219.

2-bedroom SAFMR$1,610per month ▲ 50.5%

Area-wide 2 BR FMR$1,219Binghamton, NY

Rank in the area2ndof 52 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,120▲ 41.8%

1 BR$1,260▲ 48.2%

2 BR$1,610▲ 50.5%

3 BR$2,030▲ 47.1%

4 BR$2,340▲ 48.1%

FY2027 FY2026

Where 13748 sits in the Binghamton, NY area

Of the 52 ZIP codes HUD lists for the area, 13748 has the 2nd highest two-bedroom Small Area FMR. Binghamton, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,219 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,120	$1,008 – $1,232	$849	$790
1 bedroom	$1,260	$1,134 – $1,386	$954	$850
2 bedrooms	$1,610	$1,449 – $1,771	$1,219	$1,070
3 bedrooms	$2,030	$1,827 – $2,233	$1,535	$1,380
4 bedrooms	$2,340	$2,106 – $2,574	$1,769	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $88,600 and the 80% low-income limit for four people is $71,900. ZIP code 13748 lies mainly in Broome County. See the Binghamton, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13795	Kirkwood	2.4 mi	$1,240
13903	Binghamton	3.4 mi	$1,140
18822	Hallstead	5.2 mi	$1,040
18821	Great Bend	6.3 mi	$1,080
13904	Binghamton	6.3 mi	$1,220
13902	Binghamton	8.2 mi	$1,430

Questions

What is the Fair Market Rent for ZIP code 13748?

HUD's FY2027 Small Area Fair Market Rents for 13748 are $1,120 (studio), $1,260 (1 BR), $1,610 (2 BR), $2,030 (3 BR) and $2,340 (4 BR) a month.

What is the Section 8 payment standard in 13748?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13748 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13748?

The FY2026 income limits of the Binghamton, NY area apply: median family income $88,600, low-income (80%) limit $71,900 for a family of four.