FY2027 Small Area FMR · Portsmouth, NH

ZIP 03804 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03804 (Portsmouth, NH) is $2,000 a month, up 5.3% from FY2026. That is 16% below the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$2,000per month ▲ 5.3%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area11thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800

2 BR Small Area FMR$2,000

110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,390▲ 6.1%

1 BR$1,530▲ 5.5%

2 BR$2,000▲ 5.3%

3 BR$2,380▲ 3.5%

4 BR$3,330▲ 4.4%

FY2027 FY2026

Where 03804 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03804 has the 11th highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,390	$1,251 – $1,529	$1,655	$1,310
1 bedroom	$1,530	$1,377 – $1,683	$1,816	$1,450
2 bedrooms	$2,000	$1,800 – $2,200	$2,376	$1,900
3 bedrooms	$2,380	$2,142 – $2,618	$2,831	$2,300
4 bedrooms	$3,330	$2,997 – $3,663	$3,383	$3,190

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03804 lies mainly in Rockingham County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03801	Portsmouth	2.2 mi	$2,430
03854	New Castle	2.4 mi	$2,970
03904	Kittery	3.0 mi	$2,420
03905	Kittery Point	3.9 mi	$3,010
03870	Rye	4.4 mi	$2,210
03840	Greenland	4.7 mi	$2,760

Questions

What is the Fair Market Rent for ZIP code 03804?

HUD's FY2027 Small Area Fair Market Rents for 03804 are $1,390 (studio), $1,530 (1 BR), $2,000 (2 BR), $2,380 (3 BR) and $3,330 (4 BR) a month.

What is the Section 8 payment standard in 03804?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03804 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03804?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.