FY2027 Small Area FMR · Kittery, ME

ZIP 03904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03904 (Kittery, ME) is $2,420 a month, up 10.0% from FY2026. That is 2% above the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$2,420per month ▲ 10.0%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area4thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,178

2 BR Small Area FMR$2,420

110% of SAFMR$2,662

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,690▲ 11.2%

1 BR$1,850▲ 10.1%

2 BR$2,420▲ 10.0%

3 BR$2,880▲ 9.1%

4 BR$3,450▼ 6.5%

FY2027 FY2026

Where 03904 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03904 has the 4th highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,690	$1,521 – $1,859	$1,655	$1,520
1 bedroom	$1,850	$1,665 – $2,035	$1,816	$1,680
2 bedrooms	$2,420	$2,178 – $2,662	$2,376	$2,200
3 bedrooms	$2,880	$2,592 – $3,168	$2,831	$2,640
4 bedrooms	$3,450	$3,105 – $3,795	$3,383	$3,690

A household renting a two-bedroom home at the Small Area FMR of $2,420 needs about $96,800 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03904 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03905	Kittery Point	2.3 mi	$3,010
03854	New Castle	3.0 mi	$2,970
03903	Eliot	3.8 mi	$2,820
03801	Portsmouth	4.6 mi	$2,430
03909	York	4.8 mi	$2,140
03911	York Harbor	5.5 mi	$2,140

Questions

What is the Fair Market Rent for ZIP code 03904?

HUD's FY2027 Small Area Fair Market Rents for 03904 are $1,690 (studio), $1,850 (1 BR), $2,420 (2 BR), $2,880 (3 BR) and $3,450 (4 BR) a month.

What is the Section 8 payment standard in 03904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03904 that range is $2,178 to $2,662 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03904?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.