FY2027 Small Area FMR · Kittery Point, ME

ZIP 03905 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03905 (Kittery Point, ME) is $3,010 a month, up 3.1% from FY2026. That is 27% above the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$3,010per month ▲ 3.1%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area1stof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,709

2 BR Small Area FMR$3,010

110% of SAFMR$3,311

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,100▲ 4.5%

1 BR$2,300▲ 3.1%

2 BR$3,010▲ 3.1%

3 BR$3,590▲ 2.6%

4 BR$4,410▼ 10.0%

FY2027 FY2026

Where 03905 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03905 has the 1st highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,100	$1,890 – $2,310	$1,655	$2,010
1 bedroom	$2,300	$2,070 – $2,530	$1,816	$2,230
2 bedrooms	$3,010	$2,709 – $3,311	$2,376	$2,920
3 bedrooms	$3,590	$3,231 – $3,949	$2,831	$3,500
4 bedrooms	$4,410	$3,969 – $4,851	$3,383	$4,900

A household renting a two-bedroom home at the Small Area FMR of $3,010 needs about $120,400 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03905 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03854	New Castle	2.3 mi	$2,970
03904	Kittery	2.3 mi	$2,420
03911	York Harbor	4.9 mi	$2,140
03909	York	5.6 mi	$2,140
03801	Portsmouth	6.0 mi	$2,430
03903	Eliot	6.1 mi	$2,820

Questions

What is the Fair Market Rent for ZIP code 03905?

HUD's FY2027 Small Area Fair Market Rents for 03905 are $2,100 (studio), $2,300 (1 BR), $3,010 (2 BR), $3,590 (3 BR) and $4,410 (4 BR) a month.

What is the Section 8 payment standard in 03905?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03905 that range is $2,709 to $3,311 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03905?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.