FY2027 Small Area FMR · Moody, ME

ZIP 04054 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04054 (Moody, ME) is $1,880 a month, up 6.2% from FY2026. That is 5% above the York County, ME (part) area-wide FMR of $1,792.

2-bedroom SAFMR$1,880per month ▲ 6.2%

Area-wide 2 BR FMR$1,792York County, ME (part)

Rank in the area14thof 31 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,692

2 BR Small Area FMR$1,880

110% of SAFMR$2,068

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▲ 7.6%

1 BR$1,570▲ 7.5%

2 BR$1,880▲ 6.2%

3 BR$2,580▲ 8.9%

4 BR$2,910▲ 10.2%

FY2027 FY2026

Where 04054 sits in the York County, ME (part) area

Of the 31 ZIP codes HUD lists for the area, 04054 has the 14th highest two-bedroom Small Area FMR. York County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,792 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,880 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,352	$1,320
1 bedroom	$1,570	$1,413 – $1,727	$1,500	$1,460
2 bedrooms	$1,880	$1,692 – $2,068	$1,792	$1,770
3 bedrooms	$2,580	$2,322 – $2,838	$2,464	$2,370
4 bedrooms	$2,910	$2,619 – $3,201	$2,773	$2,640

A household renting a two-bedroom home at the Small Area FMR of $1,880 needs about $75,200 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 04054 lies mainly in York County. See the York County, ME (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03907	Ogunquit	1.6 mi	$2,570
04090	Wells	4.5 mi	$1,880
03902	Cape Neddick	4.5 mi	$2,270
03910	York Beach	6.2 mi	$2,140
04043	Kennebunk	8.4 mi	$2,020
03908	South Berwick	8.4 mi	$2,280

Questions

What is the Fair Market Rent for ZIP code 04054?

HUD's FY2027 Small Area Fair Market Rents for 04054 are $1,420 (studio), $1,570 (1 BR), $1,880 (2 BR), $2,580 (3 BR) and $2,910 (4 BR) a month.

What is the Section 8 payment standard in 04054?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04054 that range is $1,692 to $2,068 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04054?

The FY2026 income limits of the York County, ME (part) area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.