FY2027 Small Area FMR · Grafton, VT
ZIP 05146 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05146 (Grafton, VT) is $1,690 a month, up 22.5% from FY2026. That is 5% above the Windham County, VT area-wide FMR of $1,605.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05146 sits in the Windham County, VT area
Of the 29 ZIP codes HUD lists for the area, 05146 has the 8th highest two-bedroom Small Area FMR. Windham County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,605 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,690 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,260 | $1,134 – $1,386 | $1,196 | $1,050 |
| 1 bedroom | $1,370 | $1,233 – $1,507 | $1,304 | $1,130 |
| 2 bedrooms | $1,690 | $1,521 – $1,859 | $1,605 | $1,380 |
| 3 bedrooms | $2,010 | $1,809 – $2,211 | $1,912 | $1,660 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,425 | $1,830 |
A household renting a two-bedroom home at the Small Area FMR of $1,690 needs about $67,600 a year to keep housing costs at 30% of income. The area median family income is $95,700 and the 80% low-income limit for four people is $83,750. ZIP code 05146 lies mainly in Windham County. See the Windham County, VT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05146?
HUD's FY2027 Small Area Fair Market Rents for 05146 are $1,260 (studio), $1,370 (1 BR), $1,690 (2 BR), $2,010 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 05146?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05146 that range is $1,521 to $1,859 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05146?
The FY2026 income limits of the Windham County, VT area apply: median family income $95,700, low-income (80%) limit $83,750 for a family of four.