FY2027 Small Area FMR · Englishtown, NJ
ZIP 07726 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 07726 (Englishtown, NJ) is $2,470 a month, unchanged from FY2026. That is 6% below the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 07726 sits in the Middlesex-Somerset-Hunterdon, NJ area
Of the 114 ZIP codes HUD lists for the area, 07726 has the 73rd highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,470 for this ZIP code instead.
ZIP code 07726 crosses more than one HUD area. HUD also lists it under Monmouth-Ocean, NJ (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,810 | $1,629 – $1,991 | $1,953 | $1,780 |
| 1 bedroom | $2,000 | $1,800 – $2,200 | $2,103 | $2,000 |
| 2 bedrooms | $2,470 | $2,223 – $2,717 | $2,623 | $2,470 |
| 3 bedrooms | $3,170 | $2,853 – $3,487 | $3,125 | $3,230 |
| 4 bedrooms | $3,510 | $3,159 – $3,861 | $3,508 | $3,580 |
A household renting a two-bedroom home at the Small Area FMR of $2,470 needs about $98,800 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 07726 lies mainly in Monmouth County and Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 07726?
HUD's FY2027 Small Area Fair Market Rents for 07726 are $1,810 (studio), $2,000 (1 BR), $2,470 (2 BR), $3,170 (3 BR) and $3,510 (4 BR) a month.
What is the Section 8 payment standard in 07726?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 07726 that range is $2,223 to $2,717 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 07726?
The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.