Income Limits by County

FY2027 Small Area FMR · Mantua, NJ

ZIP 08051 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08051 (Mantua, NJ) is $2,220 a month, up 5.2% from FY2026. That is 19% above the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$2,220per month ▲ 5.2%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area92ndof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,998
2 BR Small Area FMR$2,220
110% of SAFMR$2,442

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08051 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 08051 has the 92nd highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,998 and $2,442 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,720$1,548 – $1,892$1,438$1,630
1 bedroom$1,860$1,674 – $2,046$1,558$1,770
2 bedrooms$2,220$1,998 – $2,442$1,860$2,110
3 bedrooms$2,650$2,385 – $2,915$2,216$2,530
4 bedrooms$2,920$2,628 – $3,212$2,445$2,820

A household renting a two-bedroom home at the Small Area FMR of $2,220 needs about $88,800 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 08051 lies mainly in Gloucester County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08090Wenonah1.7 mi$2,060
08061Mount Royal1.9 mi$1,910
08097Woodbury Heights2.4 mi$1,710
08020Clarksboro2.8 mi$2,060
08080Sewell3.4 mi$2,200
08096Deptford3.9 mi$1,990

Questions

What is the Fair Market Rent for ZIP code 08051?

HUD's FY2027 Small Area Fair Market Rents for 08051 are $1,720 (studio), $1,860 (1 BR), $2,220 (2 BR), $2,650 (3 BR) and $2,920 (4 BR) a month.

What is the Section 8 payment standard in 08051?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08051 that range is $1,998 to $2,442 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08051?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.