Income Limits by County

FY2027 Small Area FMR · Woodbury Heights, NJ

ZIP 08097 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08097 (Woodbury Heights, NJ) is $1,710 a month, up 2.4% from FY2026. That is 8% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area-wide FMR of $1,860.

2-bedroom SAFMR$1,710per month ▲ 2.4%
Area-wide 2 BR FMR$1,860Philadelphia-Camden-Wilmingt
Rank in the area345thof 473 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08097 sits in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

$1,230$2,790median $1,900

Of the 473 ZIP codes HUD lists for the area, 08097 has the 345th highest two-bedroom Small Area FMR. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,539 and $1,881 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,320$1,188 – $1,452$1,438$1,290
1 bedroom$1,430$1,287 – $1,573$1,558$1,400
2 bedrooms$1,710$1,539 – $1,881$1,860$1,670
3 bedrooms$2,040$1,836 – $2,244$2,216$2,000
4 bedrooms$2,250$2,025 – $2,475$2,445$2,240

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $122,700 and the 80% low-income limit for four people is $98,150. ZIP code 08097 lies mainly in Gloucester County. See the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08090Wenonah1.0 mi$2,060
08096Deptford1.5 mi$1,990
08051Mantua2.4 mi$2,220
08061Mount Royal3.1 mi$1,910
08093Westville3.6 mi$1,620
08086Thorofare3.8 mi$2,200

Questions

What is the Fair Market Rent for ZIP code 08097?

HUD's FY2027 Small Area Fair Market Rents for 08097 are $1,320 (studio), $1,430 (1 BR), $1,710 (2 BR), $2,040 (3 BR) and $2,250 (4 BR) a month.

What is the Section 8 payment standard in 08097?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08097 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08097?

The FY2026 income limits of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area apply: median family income $122,700, low-income (80%) limit $98,150 for a family of four.